The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Makhiyala, Gujarat branch in Junagadh, Makhiyala, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0MAKHAI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Makhiyala, Gujarat, Junagadh

Below in the table are the key details related to IFSC Code BARB0MAKHAI of Bank Of Baroda for its branch located in Junagadh, within the district of Makhiyala in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MAKHAI
Branch Makhiyala, Gujarat
City Junagadh
District Makhiyala
State Gujarat
Address At & Po.Makhiyala, Dist.Junagadh, Gujarat - 362 014.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MAKHAI for the Makhiyala, Gujarat branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Makhiyala, Gujarat, Junagadh, Gujarat, is provided a unique IFSC like BARB0MAKHAI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Junagadh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Junagadh and Makhiyala.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Makhiyala, Gujarat do not get misguided to another person.

Format of the IFSC Code BARB0MAKHAI

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Makhiyala, Gujarat in Junagadh.

For example, the IFSC Code BARB0MAKHAI of Bank Of Baroda for the Makhiyala, Gujarat branch includes these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0MAKHAI of Bank Of Baroda for its Makhiyala, Gujarat branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Junagadh and Makhiyala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Makhiyala, Gujarat or Junagadh to get the exact IFSC Code BARB0MAKHAI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Junagadh, then it will provide you proper information.

How to Use IFSC Code BARB0MAKHAI for Online Transfers?

Once you have the IFSC Code BARB0MAKHAI for the Makhiyala, Gujarat branch of Bank Of Baroda in Junagadh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MAKHAI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAKHAI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Makhiyala, Gujarat in Junagadh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Makhiyala, Gujarat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Junagadh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Makhiyala, Gujarat, Junagadh?

The IFSC Code is BARB0MAKHAI.

Is the IFSC Code BARB0MAKHAI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Makhiyala, Gujarat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Makhiyala, Gujarat branch?

The address of the branch is At & Po.Makhiyala, Dist.Junagadh, Gujarat - 362 014. located in Junagadh, Makhiyala, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.