For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kotokipukhuri branch in Jorhat, Katakipukhuri, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0KOTOKI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kotokipukhuri, Jorhat

Here are the main details that are associated with the IFSC Code BARB0KOTOKI of Bank Of Baroda for its branch located in Jorhat, within the district of Katakipukhuri in the state of Assam.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KOTOKI
Branch Kotokipukhuri
City Jorhat
District Katakipukhuri
State Assam
Address Kotokipukhuri At Road Opposite Hp Petrol Pump Jorhat Dt Assam 785006

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Jorhat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KOTOKI for the Kotokipukhuri branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kotokipukhuri, Jorhat, Assam, is provided with a unique IFSC like BARB0KOTOKI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Jorhat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jorhat and Katakipukhuri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kotokipukhuri do not get mixed with another location.

Format of the IFSC Code BARB0KOTOKI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kotokipukhuri in Jorhat.

For example, the IFSC Code BARB0KOTOKI of Bank Of Baroda for the Kotokipukhuri branch includes these elements, identifying the bank and the branch location in Jorhat and Assam accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KOTOKI of Bank Of Baroda for its Kotokipukhuri branch located in Jorhat, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Jorhat and Katakipukhuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kotokipukhuri or Jorhat to get the exact IFSC Code BARB0KOTOKI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Jorhat, then it will provide you proper information.

How to Use IFSC Code BARB0KOTOKI for Online Transfers?

Once you have the IFSC Code BARB0KOTOKI for the Kotokipukhuri branch of Bank Of Baroda in Jorhat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KOTOKI. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KOTOKI.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kotokipukhuri in Jorhat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kotokipukhuri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jorhat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kotokipukhuri, Jorhat?

The IFSC Code is BARB0KOTOKI.

Is the IFSC Code BARB0KOTOKI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kotokipukhuri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kotokipukhuri branch?

The address of the branch is Kotokipukhuri At Road Opposite Hp Petrol Pump Jorhat Dt Assam 785006 located in Jorhat, Katakipukhuri, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.