Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Ghardana Khurd, Rajasthan branch in Jhunjhunu, Ghardanakhurd, Rajasthan, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Jhunjhunu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0GHARDA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ghardana Khurd, Rajasthan, Jhunjhunu
Here are the main details that are associated with the IFSC Code BARB0GHARDA of Bank Of Baroda for its branch located in Jhunjhunu, within the district of Ghardanakhurd in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GHARDA |
| Branch | Ghardana Khurd, Rajasthan |
| City | Jhunjhunu |
| District | Ghardanakhurd |
| State | Rajasthan |
| Address | Ghardana Khurd, Dist.Jhunjhunu, Rajasthan - 333514 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Jhunjhunu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GHARDA for the Ghardana Khurd, Rajasthan branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ghardana Khurd, Rajasthan, Jhunjhunu, Rajasthan, is provided a unique IFSC like BARB0GHARDA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Jhunjhunu.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jhunjhunu and Ghardanakhurd.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ghardana Khurd, Rajasthan do not get misguided to another person.
Format of the IFSC Code BARB0GHARDA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghardana Khurd, Rajasthan in Jhunjhunu.
For example, the IFSC Code BARB0GHARDA of Bank Of Baroda for the Ghardana Khurd, Rajasthan branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0GHARDA of Bank Of Baroda for its Ghardana Khurd, Rajasthan branch located in Jhunjhunu, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Jhunjhunu and Ghardanakhurd, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ghardana Khurd, Rajasthan or Jhunjhunu to get the exact IFSC Code BARB0GHARDA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jhunjhunu, you'll get the correct details.
How to Use IFSC Code BARB0GHARDA for Online Transfers?
Once you have the IFSC Code BARB0GHARDA for the Ghardana Khurd, Rajasthan branch of Bank Of Baroda in Jhunjhunu, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0GHARDA. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GHARDA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ghardana Khurd, Rajasthan in Jhunjhunu, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ghardana Khurd, Rajasthan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jhunjhunu manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GHARDA.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ghardana Khurd, Dist.Jhunjhunu, Rajasthan - 333514 located in Jhunjhunu, Ghardanakhurd, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.