The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Jharsuguda branch in Jharsuguda, Jharsuguda, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0JHARSU. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Jharsuguda, Jharsuguda

Here are the key points that are associated with the IFSC Code BARB0JHARSU of Bank Of Baroda for its branch located in Jharsuguda, within the district of Jharsuguda in the state of Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JHARSU
Branch Jharsuguda
City Jharsuguda
District Jharsuguda
State Odisha
Address Mangal Bazar Road, Near Gurudwara Jharsuguda,Orissa 768201

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Jharsuguda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JHARSU for the Jharsuguda branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jharsuguda, Jharsuguda, Odisha, is provided a unique IFSC like BARB0JHARSU so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Jharsuguda.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jharsuguda and Jharsuguda.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jharsuguda do not get misguided to another person.

Format of the IFSC Code BARB0JHARSU

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jharsuguda in Jharsuguda.

For example, the IFSC Code BARB0JHARSU of Bank Of Baroda for the Jharsuguda branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0JHARSU of Bank Of Baroda for its Jharsuguda branch located in Jharsuguda, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Jharsuguda and Jharsuguda, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jharsuguda or Jharsuguda to get the exact IFSC Code BARB0JHARSU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jharsuguda, you'll get the correct details.

How to Use IFSC Code BARB0JHARSU for Online Transfers?

Once you have the IFSC Code BARB0JHARSU for the Jharsuguda branch of Bank Of Baroda in Jharsuguda, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JHARSU. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0JHARSU.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Jharsuguda in Jharsuguda may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jharsuguda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jharsuguda manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jharsuguda, Jharsuguda?

The IFSC Code is BARB0JHARSU.

Is the IFSC Code BARB0JHARSU permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jharsuguda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jharsuguda branch?

The address of the branch is Mangal Bazar Road, Near Gurudwara Jharsuguda,Orissa 768201 located in Jharsuguda, Jharsuguda, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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