For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Belpahar,Orissa branch in Jharsuguda, Belpahar, Odisha, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0BELPAH. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Belpahar,Orissa, Jharsuguda
Below in the table are the key details related to IFSC Code BARB0BELPAH of Bank Of Baroda for its branch located in Jharsuguda, within the district of Belpahar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BELPAH |
| Branch | Belpahar,Orissa |
| City | Jharsuguda |
| District | Belpahar |
| State | Odisha |
| Address | Ground Floor Plot No 1667 6860 Iti Road Railway Phatak Belpahar Jharsuguda Orissa - 768217 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Jharsuguda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BELPAH for the Belpahar,Orissa branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0BELPAH is given to every bank branch, including Bank Of Baroda located in Belpahar,Orissa, Jharsuguda, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Jharsuguda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jharsuguda and Belpahar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Belpahar,Orissa doesn't end up at another location.
Format of the IFSC Code BARB0BELPAH
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Belpahar,Orissa in Jharsuguda.
For example, the IFSC Code BARB0BELPAH of Bank Of Baroda for the Belpahar,Orissa branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0BELPAH of Bank Of Baroda for its Belpahar,Orissa branch located in Jharsuguda, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Jharsuguda and Belpahar, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Belpahar,Orissa or Jharsuguda to get the exact IFSC Code BARB0BELPAH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jharsuguda, you'll get the correct details.
How to Use IFSC Code BARB0BELPAH for Online Transfers?
If you have the IFSC Code BARB0BELPAH for the Belpahar,Orissa branch of Bank Of Baroda in Jharsuguda, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0BELPAH. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0BELPAH.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Belpahar,Orissa in Jharsuguda, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Belpahar,Orissa, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jharsuguda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Belpahar,Orissa Jharsuguda branch is BARB0BELPAH.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor Plot No 1667 6860 Iti Road Railway Phatak Belpahar Jharsuguda Orissa - 768217.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.