The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Mungra Badshahpur, Up branch in Jaunpur, Mungra Badshahpur, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Jaunpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MUNGBS. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Mungra Badshahpur, Up, Jaunpur
Below in the table are the key details related to IFSC Code BARB0MUNGBS of Bank Of Baroda for its branch located in Jaunpur, within the district of Mungra Badshahpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MUNGBS |
| Branch | Mungra Badshahpur, Up |
| City | Jaunpur |
| District | Mungra Badshahpur |
| State | Uttar Pradesh |
| Address | Mungra Badshahpur, Shahabganj, Dist.Jaunpur, Uttar Pradesh - 273 001. |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Jaunpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0MUNGBS for the Mungra Badshahpur, Up branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mungra Badshahpur, Up, Jaunpur, Uttar Pradesh, is provided with a unique IFSC like BARB0MUNGBS to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Jaunpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jaunpur and Mungra Badshahpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Mungra Badshahpur, Up do not get mixed with another location.
Format of the IFSC Code BARB0MUNGBS
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mungra Badshahpur, Up in Jaunpur.
For example, the IFSC Code BARB0MUNGBS of Bank Of Baroda for the Mungra Badshahpur, Up branch has these elements, identifying the bank and the branch location in Jaunpur and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0MUNGBS of Bank Of Baroda for its Mungra Badshahpur, Up branch located in Jaunpur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Jaunpur and Mungra Badshahpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Mungra Badshahpur, Up or Jaunpur to get the exact IFSC Code BARB0MUNGBS.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jaunpur, you'll get the correct details.
How to Use IFSC Code BARB0MUNGBS for Online Transfers?
If you have the IFSC Code BARB0MUNGBS for the Mungra Badshahpur, Up branch of Bank Of Baroda in Jaunpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0MUNGBS. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0MUNGBS.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Mungra Badshahpur, Up in Jaunpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mungra Badshahpur, Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jaunpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MUNGBS.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Mungra Badshahpur, Shahabganj, Dist.Jaunpur, Uttar Pradesh - 273 001. located in Jaunpur, Mungra Badshahpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.