The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Jangir, Chhatisgarh branch in Janjgir-Champa, Champa, Chandigarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Janjgir-Champa or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code BARB0JANGIR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Jangir, Chhatisgarh, Janjgir-Champa

The table below shows the main details of the IFSC Code BARB0JANGIR for the Bank Of Baroda branch in Janjgir-Champa, which falls under the Champa district in Chandigarh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JANGIR
Branch Jangir, Chhatisgarh
City Janjgir-Champa
District Champa
State Chandigarh
Address Subhash Chowk, Dist-Jangir-Champa, Chhatisgarh-495668

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Janjgir-Champa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JANGIR for the Jangir, Chhatisgarh branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Jangir, Chhatisgarh, Janjgir-Champa, Chandigarh, are allotted a unique IFSC like BARB0JANGIR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Janjgir-Champa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Janjgir-Champa and Champa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Jangir, Chhatisgarh reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code BARB0JANGIR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jangir, Chhatisgarh in Janjgir-Champa.

For example, the IFSC Code BARB0JANGIR of Bank Of Baroda for the Jangir, Chhatisgarh branch includes these elements, identifying the bank and the branch location in Janjgir-Champa and Chandigarh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0JANGIR of Bank Of Baroda for its Jangir, Chhatisgarh branch located in Janjgir-Champa, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Janjgir-Champa and Champa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Jangir, Chhatisgarh or Janjgir-Champa to get the exact IFSC Code BARB0JANGIR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Janjgir-Champa, then it will provide you proper information.

How to Use IFSC Code BARB0JANGIR for Online Transfers?

If you have the IFSC Code BARB0JANGIR for the Jangir, Chhatisgarh branch of Bank Of Baroda in Janjgir-Champa, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JANGIR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0JANGIR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Jangir, Chhatisgarh in Janjgir-Champa, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jangir, Chhatisgarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Janjgir-Champa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jangir, Chhatisgarh, Janjgir-Champa?

The IFSC Code is BARB0JANGIR.

Is the IFSC Code BARB0JANGIR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jangir, Chhatisgarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jangir, Chhatisgarh branch?

The address of the branch is Subhash Chowk, Dist-Jangir-Champa, Chhatisgarh-495668 located in Janjgir-Champa, Champa, Chandigarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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