Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Donga Kohraud branch in Janjgir-Champa, Janjgir-Champa, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Janjgir-Champa or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code BARB0DBDONG. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Donga Kohraud, Janjgir-Champa
Below in the table are the key details related to IFSC Code BARB0DBDONG of Bank Of Baroda for its branch located in Janjgir-Champa, within the district of Janjgir-Champa in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBDONG |
| Branch | Donga Kohraud |
| City | Janjgir-Champa |
| District | Janjgir-Champa |
| State | Chhattisgarh |
| Address | Dena Bank Donga Koraud Branchblock Palamgavillpost Dongra Kohraud Dist Jahangir Ch Jahangir Champa Janjgir Champa Chhattisgarh 495534 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Janjgir-Champa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBDONG for the Donga Kohraud branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Donga Kohraud, Janjgir-Champa, Chhattisgarh, are given a unique IFSC like BARB0DBDONG to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Janjgir-Champa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Janjgir-Champa and Janjgir-Champa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Donga Kohraud goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0DBDONG
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Donga Kohraud in Janjgir-Champa.
For example, the IFSC Code BARB0DBDONG of Bank Of Baroda for the Donga Kohraud branch includes these elements, identifying the bank and the branch location in Janjgir-Champa and Chhattisgarh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0DBDONG of Bank Of Baroda for its Donga Kohraud branch located in Janjgir-Champa, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Janjgir-Champa and Janjgir-Champa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Donga Kohraud or Janjgir-Champa to get the exact IFSC Code BARB0DBDONG.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Janjgir-Champa, then it will provide you proper information.
How to Use IFSC Code BARB0DBDONG for Online Transfers?
If you have the IFSC Code BARB0DBDONG for the Donga Kohraud branch of Bank Of Baroda in Janjgir-Champa, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBDONG. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBDONG.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Donga Kohraud in Janjgir-Champa, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Donga Kohraud, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Janjgir-Champa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBDONG.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dena Bank Donga Koraud Branchblock Palamgavillpost Dongra Kohraud Dist Jahangir Ch Jahangir Champa Janjgir Champa Chhattisgarh 495534 located in Janjgir-Champa, Janjgir-Champa, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.