Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Mahuli, Bihar branch in Jamui, Mahuli, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Jamui or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0MAHKHA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Mahuli, Bihar, Jamui
Here are the main details that are associated with the IFSC Code BARB0MAHKHA of Bank Of Baroda for its branch located in Jamui, within the district of Mahuli in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MAHKHA |
| Branch | Mahuli, Bihar |
| City | Jamui |
| District | Mahuli |
| State | Bihar |
| Address | At Po.Mahuli Via Jamui, Dist.Jamui, Bihar - 811 305. |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Jamui for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0MAHKHA for the Mahuli, Bihar branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Mahuli, Bihar, Jamui, Bihar, are allotted a unique IFSC like BARB0MAHKHA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jamui.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jamui and Mahuli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Mahuli, Bihar reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code BARB0MAHKHA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahuli, Bihar in Jamui.
For example, the IFSC Code BARB0MAHKHA of Bank Of Baroda for the Mahuli, Bihar branch includes these elements, identifying the bank and the branch location in Jamui and Bihar correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0MAHKHA of Bank Of Baroda for its Mahuli, Bihar branch located in Jamui, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Jamui and Mahuli, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Mahuli, Bihar or Jamui to get the exact IFSC Code BARB0MAHKHA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jamui, you'll get the correct details.
How to Use IFSC Code BARB0MAHKHA for Online Transfers?
Once you have the IFSC Code BARB0MAHKHA for the Mahuli, Bihar branch of Bank Of Baroda in Jamui, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0MAHKHA. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAHKHA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mahuli, Bihar in Jamui, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mahuli, Bihar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jamui to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MAHKHA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At Po.Mahuli Via Jamui, Dist.Jamui, Bihar - 811 305. located in Jamui, Mahuli, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.