Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jamui, Bihar branch in Jamui, Jamui, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Jamui or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0JEMUIX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jamui, Bihar, Jamui

Below in the table are the key details related to IFSC Code BARB0JEMUIX of Bank Of Baroda for its branch located in Jamui, within the district of Jamui in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JEMUIX
Branch Jamui, Bihar
City Jamui
District Jamui
State Bihar
Address Jangalia Baba Market,Kutcheri Road,Jamui,Dist ┬Û Jamui,Bihar ┬Û 811307.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Jamui for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JEMUIX for the Jamui, Bihar branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jamui, Bihar, Jamui, Bihar, is provided a unique IFSC like BARB0JEMUIX so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Jamui.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jamui and Jamui.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jamui, Bihar do not get misguided to another person.

Format of the IFSC Code BARB0JEMUIX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamui, Bihar in Jamui.

For example, the IFSC Code BARB0JEMUIX of Bank Of Baroda for the Jamui, Bihar branch includes these elements, identifying the bank and the branch location in Jamui and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0JEMUIX of Bank Of Baroda for its Jamui, Bihar branch located in Jamui, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Jamui and Jamui, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Jamui, Bihar or Jamui to get the exact IFSC Code BARB0JEMUIX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Jamui that will provide accurate information.

How to Use IFSC Code BARB0JEMUIX for Online Transfers?

If you have the IFSC Code BARB0JEMUIX for the Jamui, Bihar branch of Bank Of Baroda in Jamui, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JEMUIX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0JEMUIX.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Jamui, Bihar in Jamui, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jamui, Bihar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jamui manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jamui, Bihar, Jamui?

The IFSC Code is BARB0JEMUIX.

Is the IFSC Code BARB0JEMUIX permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jamui, Bihar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamui, Bihar branch?

The address of the branch is Jangalia Baba Market,Kutcheri Road,Jamui,Dist ┬Û Jamui,Bihar ┬Û 811307. located in Jamui, Jamui, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.