The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Khavdi Moti, Dist Jamnagar branch in Jamnagar, Khavdi Moti, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Jamnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KHAVDI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Khavdi Moti, Dist Jamnagar, Jamnagar
Here are the key points that are associated with the IFSC Code BARB0KHAVDI of Bank Of Baroda for its branch located in Jamnagar, within the district of Khavdi Moti in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KHAVDI |
| Branch | Khavdi Moti, Dist Jamnagar |
| City | Jamnagar |
| District | Khavdi Moti |
| State | Gujarat |
| Address | Gsfc Township,Moti Khavdi,Jamnagar 361 140 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Jamnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KHAVDI for the Khavdi Moti, Dist Jamnagar branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Khavdi Moti, Dist Jamnagar, Jamnagar, Gujarat, are given a unique IFSC like BARB0KHAVDI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jamnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jamnagar and Khavdi Moti.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Khavdi Moti, Dist Jamnagar goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0KHAVDI
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khavdi Moti, Dist Jamnagar in Jamnagar.
For example, the IFSC Code BARB0KHAVDI of Bank Of Baroda for the Khavdi Moti, Dist Jamnagar branch includes these elements, identifying the bank and the branch location in Jamnagar and Gujarat accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0KHAVDI of Bank Of Baroda for its Khavdi Moti, Dist Jamnagar branch located in Jamnagar, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Jamnagar and Khavdi Moti, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Khavdi Moti, Dist Jamnagar or Jamnagar to get the exact IFSC Code BARB0KHAVDI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jamnagar, you'll get the correct details.
How to Use IFSC Code BARB0KHAVDI for Online Transfers?
Once you have the IFSC Code BARB0KHAVDI for the Khavdi Moti, Dist Jamnagar branch of Bank Of Baroda in Jamnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0KHAVDI. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KHAVDI.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Khavdi Moti, Dist Jamnagar in Jamnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khavdi Moti, Dist Jamnagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jamnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KHAVDI.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gsfc Township,Moti Khavdi,Jamnagar 361 140 located in Jamnagar, Khavdi Moti, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.