Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Hawai Chowk branch in Jamnagar, Jamnagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Jamnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBHAWA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Hawai Chowk, Jamnagar

The table below shows the main details of the IFSC Code BARB0DBHAWA for the Bank Of Baroda branch in Jamnagar, which falls under the Jamnagar district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBHAWA
Branch Hawai Chowk
City Jamnagar
District Jamnagar
State Gujarat
Address Hawai Chowk Set Avad Opp Gd High School Jamnagar Gujarat 361001

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Jamnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBHAWA for the Hawai Chowk branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Hawai Chowk, Jamnagar, Gujarat, are allotted a unique IFSC like BARB0DBHAWA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jamnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jamnagar and Jamnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Hawai Chowk reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0DBHAWA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hawai Chowk in Jamnagar.

For example, the IFSC Code BARB0DBHAWA of Bank Of Baroda for the Hawai Chowk branch includes these elements, identifying the bank and the branch location in Jamnagar and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBHAWA of Bank Of Baroda for its Hawai Chowk branch located in Jamnagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Jamnagar and Jamnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Hawai Chowk or Jamnagar to get the exact IFSC Code BARB0DBHAWA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jamnagar, you'll get the correct details.

How to Use IFSC Code BARB0DBHAWA for Online Transfers?

Once you have the IFSC Code BARB0DBHAWA for the Hawai Chowk branch of Bank Of Baroda in Jamnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBHAWA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBHAWA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Hawai Chowk in Jamnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Hawai Chowk, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jamnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Hawai Chowk, Jamnagar?

The IFSC Code is BARB0DBHAWA.

Is the IFSC Code BARB0DBHAWA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Hawai Chowk?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hawai Chowk branch?

The address of the branch is Hawai Chowk Set Avad Opp Gd High School Jamnagar Gujarat 361001 located in Jamnagar, Jamnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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