Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Diu, Gujarat branch in Jamnagar, Jamnagar, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Jamnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DIUXXX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Diu, Gujarat, Jamnagar

Here are some of the key details that come with the IFSC Code BARB0DIUXXX of Bank Of Baroda for its branch located in Jamnagar, within the district of Jamnagar in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DIUXXX
Branch Diu, Gujarat
City Jamnagar
District Jamnagar
State Gujarat
Address Near Municipal Market,Makata Road,Diu,Gujarat ┬Û 362520.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Jamnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DIUXXX for the Diu, Gujarat branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Diu, Gujarat, Jamnagar, Gujarat, is provided a unique IFSC like BARB0DIUXXX so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Jamnagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jamnagar and Jamnagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Diu, Gujarat do not get misguided to another person.

Format of the IFSC Code BARB0DIUXXX

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Diu, Gujarat in Jamnagar.

For example, the IFSC Code BARB0DIUXXX of Bank Of Baroda for the Diu, Gujarat branch includes these elements, identifying the bank and the branch location in Jamnagar and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DIUXXX of Bank Of Baroda for its Diu, Gujarat branch located in Jamnagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Jamnagar and Jamnagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Diu, Gujarat or Jamnagar to get the exact IFSC Code BARB0DIUXXX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jamnagar, you'll get the correct details.

How to Use IFSC Code BARB0DIUXXX for Online Transfers?

Once you have the IFSC Code BARB0DIUXXX for the Diu, Gujarat branch of Bank Of Baroda in Jamnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DIUXXX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0DIUXXX.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Diu, Gujarat in Jamnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Diu, Gujarat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jamnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Diu, Gujarat, Jamnagar?

The IFSC Code is BARB0DIUXXX.

Is the IFSC Code BARB0DIUXXX permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Diu, Gujarat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Diu, Gujarat branch?

The address of the branch is Near Municipal Market,Makata Road,Diu,Gujarat ┬Û 362520. located in Jamnagar, Jamnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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