IFSC Code of Bank Of Baroda, Gandhinagar- Branch, Jammu, Jammu And Kashmir- BARB0GANJAM

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Gandhinagar- Branch branch in Jammu, Jammu, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code BARB0GANJAM. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Gandhinagar- Branch, Jammu

Here are the main details that are associated with the IFSC Code BARB0GANJAM of Bank Of Baroda for its branch located in Jammu, within the district of Jammu in the state of Jammu And Kashmir.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Jammu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0GANJAM for the Gandhinagar- Branch branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gandhinagar- Branch, Jammu, Jammu And Kashmir, is provided with a unique IFSC like BARB0GANJAM to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Jammu.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Jammu and Jammu.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gandhinagar- Branch do not get mixed with another location.

Format of the IFSC Code BARB0GANJAM

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gandhinagar- Branch in Jammu.

For example, the IFSC Code BARB0GANJAM of Bank Of Baroda for the Gandhinagar- Branch branch has these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GANJAM of Bank Of Baroda for its Gandhinagar- Branch branch located in Jammu, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Jammu and Jammu, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gandhinagar- Branch or Jammu to get the exact IFSC Code BARB0GANJAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jammu, you'll get the correct details.

How to Use IFSC Code BARB0GANJAM for Online Transfers?

If you have the IFSC Code BARB0GANJAM for the Gandhinagar- Branch branch of Bank Of Baroda in Jammu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GANJAM. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0GANJAM.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Gandhinagar- Branch in Jammu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gandhinagar- Branch, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jammu manage online transfers as well as cheque clearances with ease.