There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Jalpaiguri branch in Jalpaiguri, Jalpaiguri, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Jalpaiguri or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BARB0VJJALP. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jalpaiguri, Jalpaiguri

Here are the main details that are associated with the IFSC Code BARB0VJJALP of Bank Of Baroda for its branch located in Jalpaiguri, within the district of Jalpaiguri in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJJALP
Branch Jalpaiguri
City Jalpaiguri
District Jalpaiguri
State West Bengal
Address Holding No.73205 , Ward No 6, Kamarpara , Japaiguri, , Kamarpara , 735101

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Jalpaiguri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJJALP for the Jalpaiguri branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Jalpaiguri, Jalpaiguri, West Bengal, are given a unique IFSC like BARB0VJJALP to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jalpaiguri and Jalpaiguri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Jalpaiguri goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJJALP

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalpaiguri in Jalpaiguri.

For example, the IFSC Code BARB0VJJALP of Bank Of Baroda for the Jalpaiguri branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJJALP of Bank Of Baroda for its Jalpaiguri branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Jalpaiguri and Jalpaiguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Jalpaiguri or Jalpaiguri to get the exact IFSC Code BARB0VJJALP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Jalpaiguri that will provide accurate information.

How to Use IFSC Code BARB0VJJALP for Online Transfers?

Once you have the IFSC Code BARB0VJJALP for the Jalpaiguri branch of Bank Of Baroda in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJJALP. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJJALP.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Jalpaiguri in Jalpaiguri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jalpaiguri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalpaiguri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jalpaiguri, Jalpaiguri?

The IFSC Code is BARB0VJJALP.

Is the IFSC Code BARB0VJJALP permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jalpaiguri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jalpaiguri branch?

The address of the branch is Holding No.73205 , Ward No 6, Kamarpara , Japaiguri, , Kamarpara , 735101 located in Jalpaiguri, Jalpaiguri, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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