For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Ring Road Branch branch in Jalgaon, Jalgaon, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0RINGRO. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ring Road Branch, Jalgaon

Here are some of the key details that come with the IFSC Code BARB0RINGRO of Bank Of Baroda for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0RINGRO
Branch Ring Road Branch
City Jalgaon
District Jalgaon
State Maharashtra
Address Ring Road Branch,16.Hareshwar Nagar Ring Road Dist.Jalgaon,Talgaon,425002

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RINGRO for the Ring Road Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ring Road Branch, Jalgaon, Maharashtra, is provided a unique IFSC like BARB0RINGRO so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Jalgaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ring Road Branch do not get misguided to another person.

Format of the IFSC Code BARB0RINGRO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ring Road Branch in Jalgaon.

For example, the IFSC Code BARB0RINGRO of Bank Of Baroda for the Ring Road Branch branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0RINGRO of Bank Of Baroda for its Ring Road Branch branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ring Road Branch or Jalgaon to get the exact IFSC Code BARB0RINGRO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Jalgaon, you'll get the correct details.

How to Use IFSC Code BARB0RINGRO for Online Transfers?

Once you have the IFSC Code BARB0RINGRO for the Ring Road Branch branch of Bank Of Baroda in Jalgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0RINGRO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0RINGRO.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Ring Road Branch in Jalgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ring Road Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Ring Road Branch Jalgaon?

The IFSC Code of the Ring Road Branch Jalgaon branch is BARB0RINGRO.

Is IFSC Code BARB0RINGRO permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Ring Road Branch branch?

The branch is located at Ring Road Branch,16.Hareshwar Nagar Ring Road Dist.Jalgaon,Talgaon,425002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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