Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Girad, Maharashtra branch in Jalgaon, Girad, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0GIRJAL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Girad, Maharashtra, Jalgaon

Here are the key points that are associated with the IFSC Code BARB0GIRJAL of Bank Of Baroda for its branch located in Jalgaon, within the district of Girad in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GIRJAL
Branch Girad, Maharashtra
City Jalgaon
District Girad
State Maharashtra
Address Girad Tal.Bhadgaon, Dist Jalgaon, Maharashtra - 424201

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GIRJAL for the Girad, Maharashtra branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Girad, Maharashtra, Jalgaon, Maharashtra, is provided with a unique IFSC like BARB0GIRJAL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Jalgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalgaon and Girad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Girad, Maharashtra do not get mixed with another location.

Format of the IFSC Code BARB0GIRJAL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Girad, Maharashtra in Jalgaon.

For example, the IFSC Code BARB0GIRJAL of Bank Of Baroda for the Girad, Maharashtra branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GIRJAL of Bank Of Baroda for its Girad, Maharashtra branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Jalgaon and Girad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Girad, Maharashtra or Jalgaon to get the exact IFSC Code BARB0GIRJAL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Jalgaon that will provide accurate information.

How to Use IFSC Code BARB0GIRJAL for Online Transfers?

Once you have the IFSC Code BARB0GIRJAL for the Girad, Maharashtra branch of Bank Of Baroda in Jalgaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GIRJAL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GIRJAL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Girad, Maharashtra in Jalgaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Girad, Maharashtra, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Girad, Maharashtra, Jalgaon?

The IFSC Code is BARB0GIRJAL.

Is the IFSC Code BARB0GIRJAL permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Girad, Maharashtra?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Girad, Maharashtra branch?

The address of the branch is Girad Tal.Bhadgaon, Dist Jalgaon, Maharashtra - 424201 located in Jalgaon, Girad, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.