Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Khusropur, Jalandhar branch in Jalandhar, Khusropur 246, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0VJKHUS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Khusropur, Jalandhar, Jalandhar

Below in the table are the key details related to IFSC Code BARB0VJKHUS of Bank Of Baroda for its branch located in Jalandhar, within the district of Khusropur 246 in the state of Punjab.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKHUS
Branch Khusropur, Jalandhar
City Jalandhar
District Khusropur 246
State Punjab
Address Vpo Khusropur, , Mc Donald Jamsher Road, , Jalandhar , Khusropur , 144024

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKHUS for the Khusropur, Jalandhar branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Khusropur, Jalandhar, Jalandhar, Punjab, are allotted a unique IFSC like BARB0VJKHUS to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalandhar and Khusropur 246.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Khusropur, Jalandhar reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code BARB0VJKHUS

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khusropur, Jalandhar in Jalandhar.

For example, the IFSC Code BARB0VJKHUS of Bank Of Baroda for the Khusropur, Jalandhar branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJKHUS of Bank Of Baroda for its Khusropur, Jalandhar branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Jalandhar and Khusropur 246, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Khusropur, Jalandhar or Jalandhar to get the exact IFSC Code BARB0VJKHUS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Jalandhar, then it will provide you proper information.

How to Use IFSC Code BARB0VJKHUS for Online Transfers?

If you have the IFSC Code BARB0VJKHUS for the Khusropur, Jalandhar branch of Bank Of Baroda in Jalandhar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJKHUS. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKHUS.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Khusropur, Jalandhar in Jalandhar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khusropur, Jalandhar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Khusropur, Jalandhar, Jalandhar?

The IFSC Code is BARB0VJKHUS.

Is the IFSC Code BARB0VJKHUS permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Khusropur, Jalandhar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khusropur, Jalandhar branch?

The address of the branch is Vpo Khusropur, , Mc Donald Jamsher Road, , Jalandhar , Khusropur , 144024 located in Jalandhar, Khusropur 246, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.