The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Patarajapur branch in Jajpur, Balichandrapur, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Jajpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0PATJAJ. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Patarajapur, Jajpur
Here are the key points that are associated with the IFSC Code BARB0PATJAJ of Bank Of Baroda for its branch located in Jajpur, within the district of Balichandrapur in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0PATJAJ |
| Branch | Patarajapur |
| City | Jajpur |
| District | Balichandrapur |
| State | Odisha |
| Address | At Patrajpur Po- Balichand Rarpurc, Dist. Jajpur, Patarajapur Orissa - 754205 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Jajpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PATJAJ for the Patarajapur branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Patarajapur, Jajpur, Odisha, are given a unique IFSC like BARB0PATJAJ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jajpur and Balichandrapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Patarajapur goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0PATJAJ
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patarajapur in Jajpur.
For example, the IFSC Code BARB0PATJAJ of Bank Of Baroda for the Patarajapur branch includes these elements, identifying the bank and the branch location in Jajpur and Odisha accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0PATJAJ of Bank Of Baroda for its Patarajapur branch located in Jajpur, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Jajpur and Balichandrapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Patarajapur or Jajpur to find the exact IFSC Code BARB0PATJAJ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Jajpur will provide accurate information.
How to Use IFSC Code BARB0PATJAJ for Online Transfers?
If you have the IFSC Code BARB0PATJAJ for the Patarajapur branch of Bank Of Baroda in Jajpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0PATJAJ. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0PATJAJ.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Patarajapur in Jajpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Patarajapur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jajpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0PATJAJ.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Patrajpur Po- Balichand Rarpurc, Dist. Jajpur, Patarajapur Orissa - 754205 located in Jajpur, Balichandrapur, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.