For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Jaisalmer Branch branch in Jaisalmer, Jaisalmer, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Jaisalmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0JAISAL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Jaisalmer Branch, Jaisalmer
Here are some of the key details that come with the IFSC Code BARB0JAISAL of Bank Of Baroda for its branch located in Jaisalmer, within the district of Jaisalmer in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0JAISAL |
| Branch | Jaisalmer Branch |
| City | Jaisalmer |
| District | Jaisalmer |
| State | Rajasthan |
| Address | Jaisalmer Branch,Gandhi Chowk,Jaisalmer,345001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Jaisalmer for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JAISAL for the Jaisalmer Branch branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jaisalmer Branch, Jaisalmer, Rajasthan, is provided a unique IFSC like BARB0JAISAL so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Jaisalmer.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jaisalmer and Jaisalmer.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jaisalmer Branch do not get misguided to another person.
Format of the IFSC Code BARB0JAISAL
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jaisalmer Branch in Jaisalmer.
For example, the IFSC Code BARB0JAISAL of Bank Of Baroda for the Jaisalmer Branch branch includes these elements, identifying the bank and the branch location in Jaisalmer and Rajasthan accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0JAISAL of Bank Of Baroda for its Jaisalmer Branch branch located in Jaisalmer, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Jaisalmer and Jaisalmer, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Jaisalmer Branch or Jaisalmer to get the exact IFSC Code BARB0JAISAL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Jaisalmer, then it will provide you proper information.
How to Use IFSC Code BARB0JAISAL for Online Transfers?
Once you have the IFSC Code BARB0JAISAL for the Jaisalmer Branch branch of Bank Of Baroda in Jaisalmer, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0JAISAL. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0JAISAL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Jaisalmer Branch in Jaisalmer, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Jaisalmer Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jaisalmer manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0JAISAL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jaisalmer Branch,Gandhi Chowk,Jaisalmer,345001 located in Jaisalmer, Jaisalmer, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.