For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Shivdaspura branch in Jaipur, Shivdaspura, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Jaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0SHIVDA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shivdaspura, Jaipur

Here are the key points that are associated with the IFSC Code BARB0SHIVDA of Bank Of Baroda for its branch located in Jaipur, within the district of Shivdaspura in the state of Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHIVDA
Branch Shivdaspura
City Jaipur
District Shivdaspura
State Rajasthan
Address Gram Shivdaspura Sewa Sahakari Bhawan Shivdaspura Dt Jaipur Rajasthan 303903

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Jaipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHIVDA for the Shivdaspura branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shivdaspura, Jaipur, Rajasthan, are allotted a unique IFSC like BARB0SHIVDA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jaipur and Shivdaspura.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Shivdaspura reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code BARB0SHIVDA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shivdaspura in Jaipur.

For example, the IFSC Code BARB0SHIVDA of Bank Of Baroda for the Shivdaspura branch has these elements, identifying the bank and the branch location in Jaipur and Rajasthan correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SHIVDA of Bank Of Baroda for its Shivdaspura branch located in Jaipur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Jaipur and Shivdaspura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Shivdaspura or Jaipur to find the exact IFSC Code BARB0SHIVDA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Jaipur will provide accurate information.

How to Use IFSC Code BARB0SHIVDA for Online Transfers?

Once you have the IFSC Code BARB0SHIVDA for the Shivdaspura branch of Bank Of Baroda in Jaipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SHIVDA. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHIVDA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shivdaspura in Jaipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shivdaspura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jaipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Shivdaspura Jaipur?

The IFSC Code of the Shivdaspura Jaipur branch is BARB0SHIVDA.

Is IFSC Code BARB0SHIVDA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Shivdaspura branch?

The branch is located at Gram Shivdaspura Sewa Sahakari Bhawan Shivdaspura Dt Jaipur Rajasthan 303903.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.