Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Paradip, Orissa branch in Jagatsinghpur, Paradeep, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Jagatsinghpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0ATHARB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Paradip, Orissa, Jagatsinghpur

Here are the key points that are associated with the IFSC Code BARB0ATHARB of Bank Of Baroda for its branch located in Jagatsinghpur, within the district of Paradeep in the state of Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ATHARB
Branch Paradip, Orissa
City Jagatsinghpur
District Paradeep
State Odisha
Address Madhuban, Qrmc-179,Paradeep-Orissa-754142

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Jagatsinghpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ATHARB for the Paradip, Orissa branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Paradip, Orissa, Jagatsinghpur, Odisha, is provided with a unique IFSC like BARB0ATHARB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Jagatsinghpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jagatsinghpur and Paradeep.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Paradip, Orissa do not get mixed with another location.

Format of the IFSC Code BARB0ATHARB

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paradip, Orissa in Jagatsinghpur.

For example, the IFSC Code BARB0ATHARB of Bank Of Baroda for the Paradip, Orissa branch includes these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0ATHARB of Bank Of Baroda for its Paradip, Orissa branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Jagatsinghpur and Paradeep, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Paradip, Orissa or Jagatsinghpur to get the exact IFSC Code BARB0ATHARB.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Jagatsinghpur that will provide accurate information.

How to Use IFSC Code BARB0ATHARB for Online Transfers?

Once you have the IFSC Code BARB0ATHARB for the Paradip, Orissa branch of Bank Of Baroda in Jagatsinghpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0ATHARB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ATHARB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Paradip, Orissa in Jagatsinghpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Paradip, Orissa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jagatsinghpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Paradip, Orissa, Jagatsinghpur?

The IFSC Code is BARB0ATHARB.

Is the IFSC Code BARB0ATHARB permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Paradip, Orissa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Paradip, Orissa branch?

The address of the branch is Madhuban, Qrmc-179,Paradeep-Orissa-754142 located in Jagatsinghpur, Paradeep, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.