Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Kattappana,Kerala branch in Idukki, Kattappana, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Idukki or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0KATTAP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kattappana,Kerala, Idukki

Here are some of the key details that come with the IFSC Code BARB0KATTAP of Bank Of Baroda for its branch located in Idukki, within the district of Kattappana in the state of Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KATTAP
Branch Kattappana,Kerala
City Idukki
District Kattappana
State Kerala
Address Ground Floor Pootharayil Building Kattapana Idukki District Kerala 685515

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Idukki for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KATTAP for the Kattappana,Kerala branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kattappana,Kerala, Idukki, Kerala, is provided a unique IFSC like BARB0KATTAP so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Idukki.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Idukki and Kattappana.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kattappana,Kerala do not get misguided to another person.

Format of the IFSC Code BARB0KATTAP

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kattappana,Kerala in Idukki.

For example, the IFSC Code BARB0KATTAP of Bank Of Baroda for the Kattappana,Kerala branch includes these elements, identifying the bank and the branch location in Idukki and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KATTAP of Bank Of Baroda for its Kattappana,Kerala branch located in Idukki, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Idukki and Kattappana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kattappana,Kerala or Idukki to find the exact IFSC Code BARB0KATTAP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Idukki will provide accurate information.

How to Use IFSC Code BARB0KATTAP for Online Transfers?

If you have the IFSC Code BARB0KATTAP for the Kattappana,Kerala branch of Bank Of Baroda in Idukki, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KATTAP. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KATTAP.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kattappana,Kerala in Idukki, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kattappana,Kerala, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Idukki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kattappana,Kerala Idukki?

The IFSC Code of the Kattappana,Kerala Idukki branch is BARB0KATTAP.

Is IFSC Code BARB0KATTAP permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kattappana,Kerala branch?

The branch is located at Ground Floor Pootharayil Building Kattapana Idukki District Kerala 685515.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.