Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Bassi Maroof Siala branch in Hoshiarpur, Hoshiarpur, or Punjab, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0DBBASS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Bassi Maroof Siala, Hoshiarpur
Below in the table are the key details related to IFSC Code BARB0DBBASS of Bank Of Baroda for its branch located in Hoshiarpur, within the district of Hoshiarpur in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBBASS |
| Branch | Bassi Maroof Siala |
| City | Hoshiarpur |
| District | Hoshiarpur |
| State | Punjab |
| Address | Bassi Maroof Siala Branchnear Vill Gurudwarateh Hoshiarpur Hoshiarpur Hoshiarpur Punjab 146001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Hoshiarpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBBASS for the Bassi Maroof Siala branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bassi Maroof Siala, Hoshiarpur, Punjab, is provided a unique IFSC like BARB0DBBASS so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Hoshiarpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Hoshiarpur and Hoshiarpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Bassi Maroof Siala do not get misguided to another person.
Format of the IFSC Code BARB0DBBASS
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bassi Maroof Siala in Hoshiarpur.
For example, the IFSC Code BARB0DBBASS of Bank Of Baroda for the Bassi Maroof Siala branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0DBBASS of Bank Of Baroda for its Bassi Maroof Siala branch located in Hoshiarpur, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Hoshiarpur and Hoshiarpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Bassi Maroof Siala or Hoshiarpur to find the exact IFSC Code BARB0DBBASS.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Hoshiarpur will provide accurate information.
How to Use IFSC Code BARB0DBBASS for Online Transfers?
If you have the IFSC Code BARB0DBBASS for the Bassi Maroof Siala branch of Bank Of Baroda in Hoshiarpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBBASS. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBASS.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Bassi Maroof Siala in Hoshiarpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bassi Maroof Siala, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Hoshiarpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBBASS.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bassi Maroof Siala Branchnear Vill Gurudwarateh Hoshiarpur Hoshiarpur Hoshiarpur Punjab 146001 located in Hoshiarpur, Hoshiarpur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.