For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Chandannagar Branch branch in Hooghly, Chandannagar, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Hooghly or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0CHAHOO. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chandannagar Branch, Hooghly

Here are some of the key details that come with the IFSC Code BARB0CHAHOO of Bank Of Baroda for its branch located in Hooghly, within the district of Chandannagar in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0CHAHOO
Branch Chandannagar Branch
City Hooghly
District Chandannagar
State West Bengal
Address Chandannagar Branch,Station Rd,Chandannagar,Dst-Hooghly,Chandannagar,712136

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Hooghly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0CHAHOO for the Chandannagar Branch branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Chandannagar Branch, Hooghly, West Bengal, is provided a unique IFSC like BARB0CHAHOO so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Hooghly.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hooghly and Chandannagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Chandannagar Branch do not get misguided to another person.

Format of the IFSC Code BARB0CHAHOO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chandannagar Branch in Hooghly.

For example, the IFSC Code BARB0CHAHOO of Bank Of Baroda for the Chandannagar Branch branch has these elements, identifying the bank and the branch location in Hooghly and West Bengal correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0CHAHOO of Bank Of Baroda for its Chandannagar Branch branch located in Hooghly, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Hooghly and Chandannagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Chandannagar Branch or Hooghly to find the exact IFSC Code BARB0CHAHOO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Hooghly will provide accurate information.

How to Use IFSC Code BARB0CHAHOO for Online Transfers?

Once you have the IFSC Code BARB0CHAHOO for the Chandannagar Branch branch of Bank Of Baroda in Hooghly, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0CHAHOO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0CHAHOO.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Chandannagar Branch in Hooghly, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chandannagar Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hooghly manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Chandannagar Branch, Hooghly?

The IFSC Code is BARB0CHAHOO.

Is the IFSC Code BARB0CHAHOO permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Chandannagar Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chandannagar Branch branch?

The address of the branch is Chandannagar Branch,Station Rd,Chandannagar,Dst-Hooghly,Chandannagar,712136 located in Hooghly, Chandannagar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.