The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Balamau, Hardoi, Up branch in Hardoi, Balamau, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Hardoi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0BALAMA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Balamau, Hardoi, Up, Hardoi
The table below shows the main details of the IFSC Code BARB0BALAMA for the Bank Of Baroda branch in Hardoi, which falls under the Balamau district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BALAMA |
| Branch | Balamau, Hardoi, Up |
| City | Hardoi |
| District | Balamau |
| State | Uttar Pradesh |
| Address | C/O Prem Narain Gupta, Lucknow - Hardoi Road, Opp Kachhauna Po, Balamau, Dist-Hardoi, Uttar Pradesh - 241 126 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Hardoi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0BALAMA for the Balamau, Hardoi, Up branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Balamau, Hardoi, Up, Hardoi, Uttar Pradesh, are given a unique IFSC like BARB0BALAMA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hardoi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Hardoi and Balamau.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Balamau, Hardoi, Up goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0BALAMA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Balamau, Hardoi, Up in Hardoi.
For example, the IFSC Code BARB0BALAMA of Bank Of Baroda for the Balamau, Hardoi, Up branch has these elements, identifying the bank and the branch location in Hardoi and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0BALAMA of Bank Of Baroda for its Balamau, Hardoi, Up branch located in Hardoi, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Hardoi and Balamau, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Balamau, Hardoi, Up or Hardoi to find the exact IFSC Code BARB0BALAMA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Hardoi will provide accurate information.
How to Use IFSC Code BARB0BALAMA for Online Transfers?
Once you have the IFSC Code BARB0BALAMA for the Balamau, Hardoi, Up branch of Bank Of Baroda in Hardoi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0BALAMA. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BALAMA.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Balamau, Hardoi, Up in Hardoi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Balamau, Hardoi, Up, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hardoi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BALAMA.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is C/O Prem Narain Gupta, Lucknow - Hardoi Road, Opp Kachhauna Po, Balamau, Dist-Hardoi, Uttar Pradesh - 241 126 located in Hardoi, Balamau, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.