The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Maudaha, Hamirpur, Up branch in Hamirpur, Maudaha, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Hamirpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MAUDAH. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Maudaha, Hamirpur, Up, Hamirpur

The table below shows the main details of the IFSC Code BARB0MAUDAH for the Bank Of Baroda branch in Hamirpur, which falls under the Maudaha district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MAUDAH
Branch Maudaha, Hamirpur, Up
City Hamirpur
District Maudaha
State Uttar Pradesh
Address Bank Of Baroda, Near Bus Stand, Tehsil Road, Maudahadistrict ┬Û Hamirpur Uttar Pradesh ┬Û 210 307

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Hamirpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MAUDAH for the Maudaha, Hamirpur, Up branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Maudaha, Hamirpur, Up, Hamirpur, Uttar Pradesh, is provided with a unique IFSC like BARB0MAUDAH to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Hamirpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hamirpur and Maudaha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Maudaha, Hamirpur, Up do not get mixed with another location.

Format of the IFSC Code BARB0MAUDAH

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maudaha, Hamirpur, Up in Hamirpur.

For example, the IFSC Code BARB0MAUDAH of Bank Of Baroda for the Maudaha, Hamirpur, Up branch includes these elements, identifying the bank and the branch location in Hamirpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0MAUDAH of Bank Of Baroda for its Maudaha, Hamirpur, Up branch located in Hamirpur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Hamirpur and Maudaha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Maudaha, Hamirpur, Up or Hamirpur to find the exact IFSC Code BARB0MAUDAH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Hamirpur will provide accurate information.

How to Use IFSC Code BARB0MAUDAH for Online Transfers?

Once you have the IFSC Code BARB0MAUDAH for the Maudaha, Hamirpur, Up branch of Bank Of Baroda in Hamirpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MAUDAH. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAUDAH.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Maudaha, Hamirpur, Up in Hamirpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Maudaha, Hamirpur, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hamirpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Maudaha, Hamirpur, Up, Hamirpur?

The IFSC Code is BARB0MAUDAH.

Is the IFSC Code BARB0MAUDAH permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Maudaha, Hamirpur, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Maudaha, Hamirpur, Up branch?

The address of the branch is Bank Of Baroda, Near Bus Stand, Tehsil Road, Maudahadistrict ┬Û Hamirpur Uttar Pradesh ┬Û 210 307 located in Hamirpur, Maudaha, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.