Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Hailakandi, Assam branch in Hailakandi, Hailakandi, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Hailakandi or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0HAILAK. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Hailakandi, Assam, Hailakandi
The table below shows the main details of the IFSC Code BARB0HAILAK for the Bank Of Baroda branch in Hailakandi, which falls under the Hailakandi district in Assam.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0HAILAK |
| Branch | Hailakandi, Assam |
| City | Hailakandi |
| District | Hailakandi |
| State | Assam |
| Address | Thana Road,Opposite Hailakandi Police Station,Hailakandi,Assam ┬Û 788 151 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Hailakandi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0HAILAK for the Hailakandi, Assam branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Hailakandi, Assam, Hailakandi, Assam, are given a unique IFSC like BARB0HAILAK to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hailakandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Hailakandi and Hailakandi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Hailakandi, Assam goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0HAILAK
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hailakandi, Assam in Hailakandi.
For example, the IFSC Code BARB0HAILAK of Bank Of Baroda for the Hailakandi, Assam branch includes these elements, identifying the bank and the branch location in Hailakandi and Assam accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0HAILAK of Bank Of Baroda for its Hailakandi, Assam branch located in Hailakandi, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Hailakandi and Hailakandi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Hailakandi, Assam or Hailakandi to get the exact IFSC Code BARB0HAILAK.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Hailakandi, then it will provide you proper information.
How to Use IFSC Code BARB0HAILAK for Online Transfers?
If you have the IFSC Code BARB0HAILAK for the Hailakandi, Assam branch of Bank Of Baroda in Hailakandi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0HAILAK. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0HAILAK.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Hailakandi, Assam in Hailakandi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Hailakandi, Assam, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hailakandi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0HAILAK.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Thana Road,Opposite Hailakandi Police Station,Hailakandi,Assam ┬Û 788 151 located in Hailakandi, Hailakandi, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.