Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Sushant Lok, Gurgaon branch in Gurgaon, Gurgaon, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code BARB0SUSGUR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sushant Lok, Gurgaon, Gurgaon

Here are the main details that are associated with the IFSC Code BARB0SUSGUR of Bank Of Baroda for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SUSGUR
Branch Sushant Lok, Gurgaon
City Gurgaon
District Gurgaon
State Haryana
Address Shop No. 1 & 2 Ground Floor, Peach Tree C Block, Sushant Lok 1, Gurgaon 122002

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Gurgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SUSGUR for the Sushant Lok, Gurgaon branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SUSGUR is given to every bank branch, including Bank Of Baroda located in Sushant Lok, Gurgaon, Gurgaon, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Sushant Lok, Gurgaon doesn't end up at another location.

Format of the IFSC Code BARB0SUSGUR

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sushant Lok, Gurgaon in Gurgaon.

For example, the IFSC Code BARB0SUSGUR of Bank Of Baroda for the Sushant Lok, Gurgaon branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SUSGUR of Bank Of Baroda for its Sushant Lok, Gurgaon branch located in Gurgaon, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Sushant Lok, Gurgaon or Gurgaon to find the exact IFSC Code BARB0SUSGUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Gurgaon will provide accurate information.

How to Use IFSC Code BARB0SUSGUR for Online Transfers?

Once you have the IFSC Code BARB0SUSGUR for the Sushant Lok, Gurgaon branch of Bank Of Baroda in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SUSGUR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SUSGUR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sushant Lok, Gurgaon in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sushant Lok, Gurgaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sushant Lok, Gurgaon, Gurgaon?

The IFSC Code is BARB0SUSGUR.

Is the IFSC Code BARB0SUSGUR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sushant Lok, Gurgaon?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sushant Lok, Gurgaon branch?

The address of the branch is Shop No. 1 & 2 Ground Floor, Peach Tree C Block, Sushant Lok 1, Gurgaon 122002 located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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