IFSC Code of Bank Of Baroda, Gurdaspur Branch, Gurdaspur, Punjab- BARB0GURDAS

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Gurdaspur Branch branch in Gurdaspur, Gurdaspur, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0GURDAS. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gurdaspur Branch, Gurdaspur

Here are the main details that are associated with the IFSC Code BARB0GURDAS of Bank Of Baroda for its branch located in Gurdaspur, within the district of Gurdaspur in the state of Punjab.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Gurdaspur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GURDAS for the Gurdaspur Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gurdaspur Branch, Gurdaspur, Punjab, is provided a unique IFSC like BARB0GURDAS so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of Baroda branch in Gurdaspur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Gurdaspur and Gurdaspur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Gurdaspur Branch do not get misguided to another person.

Format of the IFSC Code BARB0GURDAS

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gurdaspur Branch in Gurdaspur.

For example, the IFSC Code BARB0GURDAS of Bank Of Baroda for the Gurdaspur Branch branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GURDAS of Bank Of Baroda for its Gurdaspur Branch branch located in Gurdaspur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gurdaspur and Gurdaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Gurdaspur Branch or Gurdaspur to get the exact IFSC Code BARB0GURDAS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Gurdaspur that will provide accurate information.

How to Use IFSC Code BARB0GURDAS for Online Transfers?

Once you have the IFSC Code BARB0GURDAS for the Gurdaspur Branch branch of Bank Of Baroda in Gurdaspur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0GURDAS. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GURDAS.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gurdaspur Branch in Gurdaspur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gurdaspur Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurdaspur manage their online transfers and cheque clearances easily.