The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Ponnur, Ap branch in Guntur, Ponnur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0PONNUR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Ponnur, Ap, Guntur

Below in the table are the key details related to IFSC Code BARB0PONNUR of Bank Of Baroda for its branch located in Guntur, within the district of Ponnur in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PONNUR
Branch Ponnur, Ap
City Guntur
District Ponnur
State Andhra Pradesh
Address 1-1-30, Gbc Road,Dist - Guntur, Ponnur, Andhra Pradesh - 522124

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Guntur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0PONNUR for the Ponnur, Ap branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ponnur, Ap, Guntur, Andhra Pradesh, are given a unique IFSC like BARB0PONNUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Guntur and Ponnur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Ponnur, Ap goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0PONNUR

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ponnur, Ap in Guntur.

For example, the IFSC Code BARB0PONNUR of Bank Of Baroda for the Ponnur, Ap branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PONNUR of Bank Of Baroda for its Ponnur, Ap branch located in Guntur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Guntur and Ponnur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ponnur, Ap or Guntur to get the exact IFSC Code BARB0PONNUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Guntur that will provide accurate information.

How to Use IFSC Code BARB0PONNUR for Online Transfers?

If you have the IFSC Code BARB0PONNUR for the Ponnur, Ap branch of Bank Of Baroda in Guntur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0PONNUR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0PONNUR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Ponnur, Ap in Guntur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Ponnur, Ap, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Guntur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ponnur, Ap, Guntur?

The IFSC Code is BARB0PONNUR.

Is the IFSC Code BARB0PONNUR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ponnur, Ap?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ponnur, Ap branch?

The address of the branch is 1-1-30, Gbc Road,Dist - Guntur, Ponnur, Andhra Pradesh - 522124 located in Guntur, Ponnur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.