Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Gurdari,Gumla branch in Gumla, Gurdari, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Gumla or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0GURDAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gurdari,Gumla, Gumla

Here are the main details that are associated with the IFSC Code BARB0GURDAR of Bank Of Baroda for its branch located in Gumla, within the district of Gurdari in the state of Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GURDAR
Branch Gurdari,Gumla
City Gumla
District Gurdari
State Jharkhand
Address Building Panchayat Bhawan Post Office, Bishunpur, 835206

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Gumla for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GURDAR for the Gurdari,Gumla branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Gurdari,Gumla, Gumla, Jharkhand, are allotted a unique IFSC like BARB0GURDAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gumla.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gumla and Gurdari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Gurdari,Gumla reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BARB0GURDAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurdari,Gumla in Gumla.

For example, the IFSC Code BARB0GURDAR of Bank Of Baroda for the Gurdari,Gumla branch includes these elements, identifying the bank and the branch location in Gumla and Jharkhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GURDAR of Bank Of Baroda for its Gurdari,Gumla branch located in Gumla, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Gumla and Gurdari, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gurdari,Gumla or Gumla to get the exact IFSC Code BARB0GURDAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Gumla, you'll get the correct details.

How to Use IFSC Code BARB0GURDAR for Online Transfers?

Once you have the IFSC Code BARB0GURDAR for the Gurdari,Gumla branch of Bank Of Baroda in Gumla, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0GURDAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GURDAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gurdari,Gumla in Gumla, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gurdari,Gumla, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gumla manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gurdari,Gumla, Gumla?

The IFSC Code is BARB0GURDAR.

Is the IFSC Code BARB0GURDAR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gurdari,Gumla?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurdari,Gumla branch?

The address of the branch is Building Panchayat Bhawan Post Office, Bishunpur, 835206 located in Gumla, Gurdari, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.