The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Yadgiri,Karnataka branch in Gulbarga, Yadgiri, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Gulbarga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0YADGIR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Yadgiri,Karnataka, Gulbarga

Below in the table are the key details related to IFSC Code BARB0YADGIR of Bank Of Baroda for its branch located in Gulbarga, within the district of Yadgiri in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0YADGIR
Branch Yadgiri,Karnataka
City Gulbarga
District Yadgiri
State Karnataka
Address 5-1-115/2(New),Lingeri Konappa Ginning Factory,Station Road,Yadgiri,Karnataka ┬Û 585202.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Gulbarga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0YADGIR for the Yadgiri,Karnataka branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Yadgiri,Karnataka, Gulbarga, Karnataka, are allotted a unique IFSC like BARB0YADGIR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gulbarga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gulbarga and Yadgiri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Yadgiri,Karnataka reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0YADGIR

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yadgiri,Karnataka in Gulbarga.

For example, the IFSC Code BARB0YADGIR of Bank Of Baroda for the Yadgiri,Karnataka branch includes these elements, identifying the bank and the branch location in Gulbarga and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0YADGIR of Bank Of Baroda for its Yadgiri,Karnataka branch located in Gulbarga, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gulbarga and Yadgiri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Yadgiri,Karnataka or Gulbarga to get the exact IFSC Code BARB0YADGIR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Gulbarga, you'll get the correct details.

How to Use IFSC Code BARB0YADGIR for Online Transfers?

Once you have the IFSC Code BARB0YADGIR for the Yadgiri,Karnataka branch of Bank Of Baroda in Gulbarga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0YADGIR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0YADGIR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Yadgiri,Karnataka in Gulbarga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Yadgiri,Karnataka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gulbarga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Yadgiri,Karnataka, Gulbarga?

The IFSC Code is BARB0YADGIR.

Is the IFSC Code BARB0YADGIR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Yadgiri,Karnataka?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Yadgiri,Karnataka branch?

The address of the branch is 5-1-115/2(New),Lingeri Konappa Ginning Factory,Station Road,Yadgiri,Karnataka ┬Û 585202. located in Gulbarga, Yadgiri, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.