The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Sb Temple Road, Kalburgi branch in Gulbarga, Gulbarga, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Gulbarga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJSBTE. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Sb Temple Road, Kalburgi, Gulbarga

The table below shows the main details of the IFSC Code BARB0VJSBTE for the Bank Of Baroda branch in Gulbarga, which falls under the Gulbarga district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJSBTE
Branch Sb Temple Road, Kalburgi
City Gulbarga
District Gulbarga
State Karnataka
Address Nr Goa Hotel, Brahmpur Vaidya Enclave, Sb Temple Road, , , Gb Bahamanipura S.O, 585103

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Gulbarga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJSBTE for the Sb Temple Road, Kalburgi branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Sb Temple Road, Kalburgi, Gulbarga, Karnataka, are given a unique IFSC like BARB0VJSBTE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gulbarga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gulbarga and Gulbarga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Sb Temple Road, Kalburgi goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJSBTE

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sb Temple Road, Kalburgi in Gulbarga.

For example, the IFSC Code BARB0VJSBTE of Bank Of Baroda for the Sb Temple Road, Kalburgi branch has these elements, identifying the bank and the branch location in Gulbarga and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJSBTE of Bank Of Baroda for its Sb Temple Road, Kalburgi branch located in Gulbarga, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Gulbarga and Gulbarga, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Sb Temple Road, Kalburgi or Gulbarga to get the exact IFSC Code BARB0VJSBTE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Gulbarga, you'll get the correct details.

How to Use IFSC Code BARB0VJSBTE for Online Transfers?

Once you have the IFSC Code BARB0VJSBTE for the Sb Temple Road, Kalburgi branch of Bank Of Baroda in Gulbarga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJSBTE. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJSBTE.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sb Temple Road, Kalburgi in Gulbarga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sb Temple Road, Kalburgi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gulbarga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Sb Temple Road, Kalburgi Gulbarga?

The IFSC Code of the Sb Temple Road, Kalburgi Gulbarga branch is BARB0VJSBTE.

Is IFSC Code BARB0VJSBTE permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Sb Temple Road, Kalburgi branch?

The branch is located at Nr Goa Hotel, Brahmpur Vaidya Enclave, Sb Temple Road, , , Gb Bahamanipura S.O, 585103.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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