Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Chauri Chaura branch in Gorakhpur, Chauri-Chaura, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0CHAURI. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chauri Chaura, Gorakhpur

Here are the key points that are associated with the IFSC Code BARB0CHAURI of Bank Of Baroda for its branch located in Gorakhpur, within the district of Chauri-Chaura in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0CHAURI
Branch Chauri Chaura
City Gorakhpur
District Chauri-Chaura
State Uttar Pradesh
Address Opp Kundan Market,Bhopa Bazar,Chauri Chaura,Gorakhpur District ,Uttar Pradesh ┬Û 273201

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Gorakhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0CHAURI for the Chauri Chaura branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0CHAURI is given to every bank branch, including Bank Of Baroda located in Chauri Chaura, Gorakhpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Gorakhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gorakhpur and Chauri-Chaura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Chauri Chaura doesn't end up at another location.

Format of the IFSC Code BARB0CHAURI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chauri Chaura in Gorakhpur.

For example, the IFSC Code BARB0CHAURI of Bank Of Baroda for the Chauri Chaura branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0CHAURI of Bank Of Baroda for its Chauri Chaura branch located in Gorakhpur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gorakhpur and Chauri-Chaura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Chauri Chaura or Gorakhpur to find the exact IFSC Code BARB0CHAURI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Gorakhpur will provide accurate information.

How to Use IFSC Code BARB0CHAURI for Online Transfers?

If you have the IFSC Code BARB0CHAURI for the Chauri Chaura branch of Bank Of Baroda in Gorakhpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0CHAURI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0CHAURI.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Chauri Chaura in Gorakhpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chauri Chaura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Chauri Chaura Gorakhpur?

The IFSC Code of the Chauri Chaura Gorakhpur branch is BARB0CHAURI.

Is IFSC Code BARB0CHAURI permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Chauri Chaura branch?

The branch is located at Opp Kundan Market,Bhopa Bazar,Chauri Chaura,Gorakhpur District ,Uttar Pradesh ┬Û 273201.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.