For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Chaturbanduari branch in Gorakhpur, Chatur Banpuari, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJCHBA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Chaturbanduari, Gorakhpur
Here are some of the key details that come with the IFSC Code BARB0VJCHBA of Bank Of Baroda for its branch located in Gorakhpur, within the district of Chatur Banpuari in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJCHBA |
| Branch | Chaturbanduari |
| City | Gorakhpur |
| District | Chatur Banpuari |
| State | Uttar Pradesh |
| Address | Ground Floor, Khajani Bansgaon Road, , Near K S K Petrol Pump, Post Bhatauli Bazar, , Chaturbanduari, Gorakhpur , Basgaon , 273406 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Gorakhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCHBA for the Chaturbanduari branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Chaturbanduari, Gorakhpur, Uttar Pradesh, are allotted a unique IFSC like BARB0VJCHBA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gorakhpur and Chatur Banpuari.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Chaturbanduari reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BARB0VJCHBA
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chaturbanduari in Gorakhpur.
For example, the IFSC Code BARB0VJCHBA of Bank Of Baroda for the Chaturbanduari branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJCHBA of Bank Of Baroda for its Chaturbanduari branch located in Gorakhpur, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Gorakhpur and Chatur Banpuari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Chaturbanduari or Gorakhpur to get the exact IFSC Code BARB0VJCHBA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Gorakhpur that will provide accurate information.
How to Use IFSC Code BARB0VJCHBA for Online Transfers?
If you have the IFSC Code BARB0VJCHBA for the Chaturbanduari branch of Bank Of Baroda in Gorakhpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJCHBA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHBA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Chaturbanduari in Gorakhpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chaturbanduari, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gorakhpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJCHBA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor, Khajani Bansgaon Road, , Near K S K Petrol Pump, Post Bhatauli Bazar, , Chaturbanduari, Gorakhpur , Basgaon , 273406 located in Gorakhpur, Chatur Banpuari, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.