Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Gondia, Maharashtra branch in Gondiya, Gondia, Goa, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Gondiya or anywhere in Goa can transfer funds instantly by using the correct IFSC Code BARB0GONDIA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Gondia, Maharashtra, Gondiya
Here are the main details that are associated with the IFSC Code BARB0GONDIA of Bank Of Baroda for its branch located in Gondiya, within the district of Gondia in the state of Goa.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GONDIA |
| Branch | Gondia, Maharashtra |
| City | Gondiya |
| District | Gondia |
| State | Goa |
| Address | Railtoly, Gondia-441416 ,Maharashtra |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Gondiya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GONDIA for the Gondia, Maharashtra branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0GONDIA is given to every bank branch, including Bank Of Baroda located in Gondia, Maharashtra, Gondiya, Goa, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Gondiya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gondiya and Gondia.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Goa and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Gondia, Maharashtra doesn't end up at another location.
Format of the IFSC Code BARB0GONDIA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gondia, Maharashtra in Gondiya.
For example, the IFSC Code BARB0GONDIA of Bank Of Baroda for the Gondia, Maharashtra branch includes these elements, identifying the bank and the branch location in Gondiya and Goa accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0GONDIA of Bank Of Baroda for its Gondia, Maharashtra branch located in Gondiya, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Gondiya and Gondia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Gondia, Maharashtra or Gondiya to get the exact IFSC Code BARB0GONDIA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Gondiya, then it will provide you proper information.
How to Use IFSC Code BARB0GONDIA for Online Transfers?
Once you have the IFSC Code BARB0GONDIA for the Gondia, Maharashtra branch of Bank Of Baroda in Gondiya, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0GONDIA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GONDIA.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Gondia, Maharashtra in Gondiya, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gondia, Maharashtra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gondiya to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GONDIA.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Railtoly, Gondia-441416 ,Maharashtra located in Gondiya, Gondia, Goa.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.