Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Ssi Mandi Branch branch in Gobind Garh, Gobind Garh, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Gobind Garh or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0SSIGOB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ssi Mandi Branch, Gobind Garh

Here are some of the key details that come with the IFSC Code BARB0SSIGOB of Bank Of Baroda for its branch located in Gobind Garh, within the district of Gobind Garh in the state of Punjab.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SSIGOB
Branch Ssi Mandi Branch
City Gobind Garh
District Gobind Garh
State Punjab
Address Ssi Mandi Branch,Motia Khan,Nr.G.T.Road,Mandi Gobindgarh Dist.Fateh Garh,Mandi Gobindgarh,147301

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Gobind Garh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SSIGOB for the Ssi Mandi Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ssi Mandi Branch, Gobind Garh, Punjab, are given a unique IFSC like BARB0SSIGOB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gobind Garh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gobind Garh and Gobind Garh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Ssi Mandi Branch goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0SSIGOB

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ssi Mandi Branch in Gobind Garh.

For example, the IFSC Code BARB0SSIGOB of Bank Of Baroda for the Ssi Mandi Branch branch includes these elements, identifying the bank and the branch location in Gobind Garh and Punjab accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SSIGOB of Bank Of Baroda for its Ssi Mandi Branch branch located in Gobind Garh, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gobind Garh and Gobind Garh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ssi Mandi Branch or Gobind Garh to get the exact IFSC Code BARB0SSIGOB.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Gobind Garh, you'll get the correct details.

How to Use IFSC Code BARB0SSIGOB for Online Transfers?

Once you have the IFSC Code BARB0SSIGOB for the Ssi Mandi Branch branch of Bank Of Baroda in Gobind Garh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SSIGOB. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SSIGOB.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ssi Mandi Branch in Gobind Garh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ssi Mandi Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gobind Garh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ssi Mandi Branch, Gobind Garh?

The IFSC Code is BARB0SSIGOB.

Is the IFSC Code BARB0SSIGOB permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ssi Mandi Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ssi Mandi Branch branch?

The address of the branch is Ssi Mandi Branch,Motia Khan,Nr.G.T.Road,Mandi Gobindgarh Dist.Fateh Garh,Mandi Gobindgarh,147301 located in Gobind Garh, Gobind Garh, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.