Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Ghoranjee, Jharkhand branch in Giridih, Ghoranjia, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Giridih or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0GHORAN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ghoranjee, Jharkhand, Giridih

Here are some of the key details that come with the IFSC Code BARB0GHORAN of Bank Of Baroda for its branch located in Giridih, within the district of Ghoranjia in the state of Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GHORAN
Branch Ghoranjee, Jharkhand
City Giridih
District Ghoranjia
State Jharkhand
Address Po.Ghoranjee, Dist.Giridih, Jharkhand - 815 314.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Giridih for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GHORAN for the Ghoranjee, Jharkhand branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ghoranjee, Jharkhand, Giridih, Jharkhand, are allotted a unique IFSC like BARB0GHORAN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Giridih.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Giridih and Ghoranjia.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Ghoranjee, Jharkhand reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BARB0GHORAN

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghoranjee, Jharkhand in Giridih.

For example, the IFSC Code BARB0GHORAN of Bank Of Baroda for the Ghoranjee, Jharkhand branch includes these elements, identifying the bank and the branch location in Giridih and Jharkhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GHORAN of Bank Of Baroda for its Ghoranjee, Jharkhand branch located in Giridih, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Giridih and Ghoranjia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ghoranjee, Jharkhand or Giridih to get the exact IFSC Code BARB0GHORAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Giridih that will provide accurate information.

How to Use IFSC Code BARB0GHORAN for Online Transfers?

Once you have the IFSC Code BARB0GHORAN for the Ghoranjee, Jharkhand branch of Bank Of Baroda in Giridih, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GHORAN. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GHORAN.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ghoranjee, Jharkhand in Giridih may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ghoranjee, Jharkhand, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Giridih manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ghoranjee, Jharkhand, Giridih?

The IFSC Code is BARB0GHORAN.

Is the IFSC Code BARB0GHORAN permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ghoranjee, Jharkhand?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ghoranjee, Jharkhand branch?

The address of the branch is Po.Ghoranjee, Dist.Giridih, Jharkhand - 815 314. located in Giridih, Ghoranjia, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.