Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Shikarpur branch in Ghazipur, Sadat, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Ghazipur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHIKAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shikarpur, Ghazipur

Here are the key points that are associated with the IFSC Code BARB0SHIKAR of Bank Of Baroda for its branch located in Ghazipur, within the district of Sadat in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHIKAR
Branch Shikarpur
City Ghazipur
District Sadat
State Uttar Pradesh
Address Po Sadat,┬Ádist Ghazipur, Uttar Pradesh ┬Û 275204

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Ghazipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SHIKAR for the Shikarpur branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shikarpur, Ghazipur, Uttar Pradesh, are allotted a unique IFSC like BARB0SHIKAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ghazipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ghazipur and Sadat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Shikarpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0SHIKAR

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shikarpur in Ghazipur.

For example, the IFSC Code BARB0SHIKAR of Bank Of Baroda for the Shikarpur branch includes these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SHIKAR of Bank Of Baroda for its Shikarpur branch located in Ghazipur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ghazipur and Sadat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Shikarpur or Ghazipur to get the exact IFSC Code BARB0SHIKAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ghazipur that will provide accurate information.

How to Use IFSC Code BARB0SHIKAR for Online Transfers?

Once you have the IFSC Code BARB0SHIKAR for the Shikarpur branch of Bank Of Baroda in Ghazipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SHIKAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHIKAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shikarpur in Ghazipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Shikarpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ghazipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shikarpur, Ghazipur?

The IFSC Code is BARB0SHIKAR.

Is the IFSC Code BARB0SHIKAR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shikarpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shikarpur branch?

The address of the branch is Po Sadat,┬Ádist Ghazipur, Uttar Pradesh ┬Û 275204 located in Ghazipur, Sadat, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.