For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Radha Nagar branch in Ghazipur, Ghazipur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Ghazipur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0RADFAT. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Radha Nagar, Ghazipur
Here are the main details that are associated with the IFSC Code BARB0RADFAT of Bank Of Baroda for its branch located in Ghazipur, within the district of Ghazipur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0RADFAT |
| Branch | Radha Nagar |
| City | Ghazipur |
| District | Ghazipur |
| State | Uttar Pradesh |
| Address | Gajipur Road,Fatehpur,Uttar Pradesh ┬Û 212601. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Ghazipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RADFAT for the Radha Nagar branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Radha Nagar, Ghazipur, Uttar Pradesh, are allotted a unique IFSC like BARB0RADFAT to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ghazipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ghazipur and Ghazipur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Radha Nagar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BARB0RADFAT
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Radha Nagar in Ghazipur.
For example, the IFSC Code BARB0RADFAT of Bank Of Baroda for the Radha Nagar branch has these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0RADFAT of Bank Of Baroda for its Radha Nagar branch located in Ghazipur, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Ghazipur and Ghazipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Radha Nagar or Ghazipur to get the exact IFSC Code BARB0RADFAT.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Ghazipur, then it will provide you proper information.
How to Use IFSC Code BARB0RADFAT for Online Transfers?
Once you have the IFSC Code BARB0RADFAT for the Radha Nagar branch of Bank Of Baroda in Ghazipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0RADFAT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0RADFAT.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Radha Nagar in Ghazipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Radha Nagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ghazipur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0RADFAT.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gajipur Road,Fatehpur,Uttar Pradesh ┬Û 212601. located in Ghazipur, Ghazipur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.