Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Kundeshar branch in Ghazipur, Kundeshar, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Ghazipur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0KUNDES. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kundeshar, Ghazipur

Below in the table are the key details related to IFSC Code BARB0KUNDES of Bank Of Baroda for its branch located in Ghazipur, within the district of Kundeshar in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KUNDES
Branch Kundeshar
City Ghazipur
District Kundeshar
State Uttar Pradesh
Address Main Road,Vill Kundeshar,Post Kundeshar,Dist Ghazipur,Kundeshar,Uttar Pradesh ┬Û 233234

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Ghazipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KUNDES for the Kundeshar branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KUNDES is given to every bank branch, including Bank Of Baroda located in Kundeshar, Ghazipur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Ghazipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ghazipur and Kundeshar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kundeshar doesn't end up at another location.

Format of the IFSC Code BARB0KUNDES

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kundeshar in Ghazipur.

For example, the IFSC Code BARB0KUNDES of Bank Of Baroda for the Kundeshar branch has these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KUNDES of Bank Of Baroda for its Kundeshar branch located in Ghazipur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Ghazipur and Kundeshar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kundeshar or Ghazipur to get the exact IFSC Code BARB0KUNDES.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Ghazipur, then it will provide you proper information.

How to Use IFSC Code BARB0KUNDES for Online Transfers?

If you have the IFSC Code BARB0KUNDES for the Kundeshar branch of Bank Of Baroda in Ghazipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KUNDES. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KUNDES.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kundeshar in Ghazipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kundeshar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ghazipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kundeshar Ghazipur?

The IFSC Code of the Kundeshar Ghazipur branch is BARB0KUNDES.

Is IFSC Code BARB0KUNDES permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kundeshar branch?

The branch is located at Main Road,Vill Kundeshar,Post Kundeshar,Dist Ghazipur,Kundeshar,Uttar Pradesh ┬Û 233234.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.