Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Bhudhgere, Bihar branch in Gaya, Budhgere, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Gaya or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0BUDHGE. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Bhudhgere, Bihar, Gaya
Here are the key points that are associated with the IFSC Code BARB0BUDHGE of Bank Of Baroda for its branch located in Gaya, within the district of Budhgere in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BUDHGE |
| Branch | Bhudhgere, Bihar |
| City | Gaya |
| District | Budhgere |
| State | Bihar |
| Address | P.O. Budhgere, Via Buniyad Ganj, Dist. Gaya, Bihar - 823003 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Gaya for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0BUDHGE for the Bhudhgere, Bihar branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Bhudhgere, Bihar, Gaya, Bihar, are given a unique IFSC like BARB0BUDHGE to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gaya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Gaya and Budhgere.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Bhudhgere, Bihar goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0BUDHGE
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhudhgere, Bihar in Gaya.
For example, the IFSC Code BARB0BUDHGE of Bank Of Baroda for the Bhudhgere, Bihar branch includes these elements, identifying the bank and the branch location in Gaya and Bihar accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0BUDHGE of Bank Of Baroda for its Bhudhgere, Bihar branch located in Gaya, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Gaya and Budhgere, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Bhudhgere, Bihar or Gaya to get the exact IFSC Code BARB0BUDHGE.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Gaya, then it will provide you proper information.
How to Use IFSC Code BARB0BUDHGE for Online Transfers?
Once you have the IFSC Code BARB0BUDHGE for the Bhudhgere, Bihar branch of Bank Of Baroda in Gaya, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0BUDHGE. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BUDHGE.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bhudhgere, Bihar in Gaya, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bhudhgere, Bihar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gaya manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BUDHGE.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P.O. Budhgere, Via Buniyad Ganj, Dist. Gaya, Bihar - 823003 located in Gaya, Budhgere, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.