Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Bisrampur branch in Garhwa, Bisrampur, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Garhwa or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0BISRAM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bisrampur, Garhwa

The table below shows the main details of the IFSC Code BARB0BISRAM for the Bank Of Baroda branch in Garhwa, which falls under the Bisrampur district in Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BISRAM
Branch Bisrampur
City Garhwa
District Bisrampur
State Jharkhand
Address Road Nh343, Locality Near Panchayat Bhawan, Bisrampur - 822125, District - Garhwa

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Garhwa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BISRAM for the Bisrampur branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bisrampur, Garhwa, Jharkhand, is provided a unique IFSC like BARB0BISRAM so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Garhwa.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Garhwa and Bisrampur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Bisrampur do not get misguided to another person.

Format of the IFSC Code BARB0BISRAM

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bisrampur in Garhwa.

For example, the IFSC Code BARB0BISRAM of Bank Of Baroda for the Bisrampur branch includes these elements, identifying the bank and the branch location in Garhwa and Jharkhand accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0BISRAM of Bank Of Baroda for its Bisrampur branch located in Garhwa, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Garhwa and Bisrampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Bisrampur or Garhwa to find the exact IFSC Code BARB0BISRAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Garhwa will provide accurate information.

How to Use IFSC Code BARB0BISRAM for Online Transfers?

Once you have the IFSC Code BARB0BISRAM for the Bisrampur branch of Bank Of Baroda in Garhwa, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0BISRAM. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BISRAM.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Bisrampur in Garhwa may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bisrampur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Garhwa manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bisrampur, Garhwa?

The IFSC Code is BARB0BISRAM.

Is the IFSC Code BARB0BISRAM permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bisrampur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bisrampur branch?

The address of the branch is Road Nh343, Locality Near Panchayat Bhawan, Bisrampur - 822125, District - Garhwa located in Garhwa, Bisrampur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.