The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Lathi,Ganjam,Orissa branch in Ganjam, Ganjam, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0LATGAN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Lathi,Ganjam,Orissa, Ganjam

Below in the table are the key details related to IFSC Code BARB0LATGAN of Bank Of Baroda for its branch located in Ganjam, within the district of Ganjam in the state of Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0LATGAN
Branch Lathi,Ganjam,Orissa
City Ganjam
District Ganjam
State Odisha
Address Main Road At&Po,Lathi,Dist Ganjam,Orissa - 760002.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Ganjam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0LATGAN for the Lathi,Ganjam,Orissa branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0LATGAN is given to every bank branch, including Bank Of Baroda located in Lathi,Ganjam,Orissa, Ganjam, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Ganjam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ganjam and Ganjam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Lathi,Ganjam,Orissa doesn't end up at another location.

Format of the IFSC Code BARB0LATGAN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lathi,Ganjam,Orissa in Ganjam.

For example, the IFSC Code BARB0LATGAN of Bank Of Baroda for the Lathi,Ganjam,Orissa branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0LATGAN of Bank Of Baroda for its Lathi,Ganjam,Orissa branch located in Ganjam, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ganjam and Ganjam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Lathi,Ganjam,Orissa or Ganjam to find the exact IFSC Code BARB0LATGAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Ganjam will provide accurate information.

How to Use IFSC Code BARB0LATGAN for Online Transfers?

If you have the IFSC Code BARB0LATGAN for the Lathi,Ganjam,Orissa branch of Bank Of Baroda in Ganjam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0LATGAN. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0LATGAN.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Lathi,Ganjam,Orissa in Ganjam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Lathi,Ganjam,Orissa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ganjam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Lathi,Ganjam,Orissa, Ganjam?

The IFSC Code is BARB0LATGAN.

Is the IFSC Code BARB0LATGAN permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Lathi,Ganjam,Orissa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lathi,Ganjam,Orissa branch?

The address of the branch is Main Road At&Po,Lathi,Dist Ganjam,Orissa - 760002. located in Ganjam, Ganjam, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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