There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Gopalpur, Orissa branch in Ganjam, Gopalpur, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Ganjam or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code BARB0GOPALP. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gopalpur, Orissa, Ganjam

Here are the main details that are associated with the IFSC Code BARB0GOPALP of Bank Of Baroda for its branch located in Ganjam, within the district of Gopalpur in the state of Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GOPALP
Branch Gopalpur, Orissa
City Ganjam
District Gopalpur
State Odisha
Address Main Road, Gopalpur On Sea, Dist. Ganjam, Orissa - 761 002.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Ganjam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GOPALP for the Gopalpur, Orissa branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Gopalpur, Orissa, Ganjam, Odisha, are allotted a unique IFSC like BARB0GOPALP to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ganjam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ganjam and Gopalpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Gopalpur, Orissa reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code BARB0GOPALP

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gopalpur, Orissa in Ganjam.

For example, the IFSC Code BARB0GOPALP of Bank Of Baroda for the Gopalpur, Orissa branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0GOPALP of Bank Of Baroda for its Gopalpur, Orissa branch located in Ganjam, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Ganjam and Gopalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Gopalpur, Orissa or Ganjam to get the exact IFSC Code BARB0GOPALP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Ganjam, then it will provide you proper information.

How to Use IFSC Code BARB0GOPALP for Online Transfers?

Once you have the IFSC Code BARB0GOPALP for the Gopalpur, Orissa branch of Bank Of Baroda in Ganjam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GOPALP. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GOPALP.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Gopalpur, Orissa in Ganjam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gopalpur, Orissa, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ganjam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gopalpur, Orissa, Ganjam?

The IFSC Code is BARB0GOPALP.

Is the IFSC Code BARB0GOPALP permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gopalpur, Orissa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gopalpur, Orissa branch?

The address of the branch is Main Road, Gopalpur On Sea, Dist. Ganjam, Orissa - 761 002. located in Ganjam, Gopalpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.