There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Mummar branch in Ganganagar, Sadul-Sahar, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Ganganagar or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code BARB0MUMMAR. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mummar, Ganganagar

Here are the key points that are associated with the IFSC Code BARB0MUMMAR of Bank Of Baroda for its branch located in Ganganagar, within the district of Sadul-Sahar in the state of Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MUMMAR
Branch Mummar
City Ganganagar
District Sadul-Sahar
State Rajasthan
Address Gram Panchayat Bhawan Village 2 Spm Po Lalgarh Jataan Tehsil Sadulshahar Sri Gangangar Rajasthan 335037

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Ganganagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MUMMAR for the Mummar branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Mummar, Ganganagar, Rajasthan, are allotted a unique IFSC like BARB0MUMMAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ganganagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ganganagar and Sadul-Sahar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Mummar reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code BARB0MUMMAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mummar in Ganganagar.

For example, the IFSC Code BARB0MUMMAR of Bank Of Baroda for the Mummar branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0MUMMAR of Bank Of Baroda for its Mummar branch located in Ganganagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ganganagar and Sadul-Sahar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Mummar or Ganganagar to get the exact IFSC Code BARB0MUMMAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ganganagar that will provide accurate information.

How to Use IFSC Code BARB0MUMMAR for Online Transfers?

Once you have the IFSC Code BARB0MUMMAR for the Mummar branch of Bank Of Baroda in Ganganagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MUMMAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MUMMAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mummar in Ganganagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mummar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ganganagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Mummar, Ganganagar?

The IFSC Code is BARB0MUMMAR.

Is the IFSC Code BARB0MUMMAR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Mummar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mummar branch?

The address of the branch is Gram Panchayat Bhawan Village 2 Spm Po Lalgarh Jataan Tehsil Sadulshahar Sri Gangangar Rajasthan 335037 located in Ganganagar, Sadul-Sahar, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.