For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Jawahar Nagar branch in Ganganagar, Ganganagar, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0SRIJAW. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Jawahar Nagar, Ganganagar
The table below shows the main details of the IFSC Code BARB0SRIJAW for the Bank Of Baroda branch in Ganganagar, which falls under the Ganganagar district in Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SRIJAW |
| Branch | Jawahar Nagar |
| City | Ganganagar |
| District | Ganganagar |
| State | Rajasthan |
| Address | 5 M 5 Jawahar Nagar Meera Marg Ganganagar Rajasthan 335001 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Ganganagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SRIJAW for the Jawahar Nagar branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jawahar Nagar, Ganganagar, Rajasthan, is provided a unique IFSC like BARB0SRIJAW so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Ganganagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ganganagar and Ganganagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jawahar Nagar do not get misguided to another person.
Format of the IFSC Code BARB0SRIJAW
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jawahar Nagar in Ganganagar.
For example, the IFSC Code BARB0SRIJAW of Bank Of Baroda for the Jawahar Nagar branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0SRIJAW of Bank Of Baroda for its Jawahar Nagar branch located in Ganganagar, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Ganganagar and Ganganagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jawahar Nagar or Ganganagar to get the exact IFSC Code BARB0SRIJAW.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Ganganagar, you'll get the correct details.
How to Use IFSC Code BARB0SRIJAW for Online Transfers?
Once you have the IFSC Code BARB0SRIJAW for the Jawahar Nagar branch of Bank Of Baroda in Ganganagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SRIJAW. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SRIJAW.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Jawahar Nagar in Ganganagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Jawahar Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ganganagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SRIJAW.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 5 M 5 Jawahar Nagar Meera Marg Ganganagar Rajasthan 335001 located in Ganganagar, Ganganagar, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.