For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Saij branch in Gandhinagar, Gandhinagar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBSAIJ. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Saij, Gandhinagar

Here are the key points that are associated with the IFSC Code BARB0DBSAIJ of Bank Of Baroda for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBSAIJ
Branch Saij
City Gandhinagar
District Gandhinagar
State Gujarat
Address Panchayat Bhavan Near Nagar Madhsaij Tal Kalol Dist Gandhinagar Saij Gandhinagar Gujarat 382721

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Gandhinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBSAIJ for the Saij branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Saij, Gandhinagar, Gujarat, are allotted a unique IFSC like BARB0DBSAIJ to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gandhinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gandhinagar and Gandhinagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Saij reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0DBSAIJ

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saij in Gandhinagar.

For example, the IFSC Code BARB0DBSAIJ of Bank Of Baroda for the Saij branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBSAIJ of Bank Of Baroda for its Saij branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Saij or Gandhinagar to get the exact IFSC Code BARB0DBSAIJ.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Gandhinagar, you'll get the correct details.

How to Use IFSC Code BARB0DBSAIJ for Online Transfers?

If you have the IFSC Code BARB0DBSAIJ for the Saij branch of Bank Of Baroda in Gandhinagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBSAIJ. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSAIJ.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Saij in Gandhinagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Saij, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gandhinagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Saij, Gandhinagar?

The IFSC Code is BARB0DBSAIJ.

Is the IFSC Code BARB0DBSAIJ permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Saij?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Saij branch?

The address of the branch is Panchayat Bhavan Near Nagar Madhsaij Tal Kalol Dist Gandhinagar Saij Gandhinagar Gujarat 382721 located in Gandhinagar, Gandhinagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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