For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Chhala branch in Gandhinagar, Gandhinagar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBCHLA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chhala, Gandhinagar

Below in the table are the key details related to IFSC Code BARB0DBCHLA of Bank Of Baroda for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBCHLA
Branch Chhala
City Gandhinagar
District Gandhinagar
State Gujarat
Address Near Dudh Mandli Bldgarbuda Chowk Chhal Gandhinagar Gujarat 382321

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Gandhinagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBCHLA for the Chhala branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Chhala, Gandhinagar, Gujarat, is provided with a unique IFSC like BARB0DBCHLA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Gandhinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gandhinagar and Gandhinagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Chhala do not get mixed with another location.

Format of the IFSC Code BARB0DBCHLA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhala in Gandhinagar.

For example, the IFSC Code BARB0DBCHLA of Bank Of Baroda for the Chhala branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBCHLA of Bank Of Baroda for its Chhala branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Chhala or Gandhinagar to get the exact IFSC Code BARB0DBCHLA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Gandhinagar, you'll get the correct details.

How to Use IFSC Code BARB0DBCHLA for Online Transfers?

If you have the IFSC Code BARB0DBCHLA for the Chhala branch of Bank Of Baroda in Gandhinagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBCHLA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBCHLA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Chhala in Gandhinagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chhala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gandhinagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Chhala Gandhinagar?

The IFSC Code of the Chhala Gandhinagar branch is BARB0DBCHLA.

Is IFSC Code BARB0DBCHLA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Chhala branch?

The branch is located at Near Dudh Mandli Bldgarbuda Chowk Chhal Gandhinagar Gujarat 382321.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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